0% APR FINANCING AVAILABLE FOR 12 MONTHS

Clear, Transparent Terms, Fair Rates
No Pre-payment Penalties

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PAY OVER TIME

We provide easy and affordable financing so you
can pay for your purchase over time.

Affordable Monthly Plans

Pay for your order in 12, 24 or 36 months at competitive interest rates*

No Prepayment Penalties

Pay for purchase wth monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.

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*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

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