Clear, Transparent Terms, Fair Rates
No Pre-payment Penalties

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We provide easy and affordable financing so you
can pay for your purchase over time.

Affordable Monthly Plans

Pay for your order in 12, 24 or 36 months at competitive interest rates*

No Prepayment Penalties

Pay for purchase wth monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.

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*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, member FDIC.

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